Lendzi is a New York-based lending marketplace founded in 2021 that connects small business owners to a network of 75+ vetted lender partners through a single online application. It offers six loan product categories — term loans, SBA loans, lines of credit, equipment financing, merchant cash advances, and revenue-based financing — ranging from $3,500 to $400,000. A dedicated funding advisor is assigned to every applicant. Prequalification uses a soft credit pull and takes minutes. Lendzi is free for borrowers, earning commissions from lender partners when deals close. Although founded more recently than Lendio or Fundera, Lendzi has built a strong Trustpilot presence with consistent high ratings. Best for business owners with 560+ credit scores and 6+ months in business who want a wide lender comparison with advisor support across multiple loan types including MCAs and revenue-based financing.
Lendzi is a New York-based lending marketplace founded in 2021 that connects small business owners to a network of 75+ vetted lender partners through a single online application. It offers six loan product categories — term loans, SBA loans, lines of credit, equipment financing, merchant cash advances, and revenue-based financing — ranging from $3,500 to $400,000. A dedicated funding advisor is assigned to every applicant. Prequalification uses a soft credit pull and takes minutes. Lendzi is free for borrowers, earning commissions from lender partners when deals close. Although founded more recently than Lendio or Fundera, Lendzi has built a strong Trustpilot presence with consistent high ratings. Best for business owners with 560+ credit scores and 6+ months in business who want a wide lender comparison with advisor support across multiple loan types including MCAs and revenue-based financing.
75+ lenders, 6 loan types, $3,500 minimum, and consistent high advisor reviews make Lendzi a strong modern alternative to older marketplaces.
Lendzi is most useful when you want to compare multiple lender partners and loan types — including MCAs and revenue-based financing — with a dedicated advisor.
Compare term loans, SBA loans, MCAs, and revenue-based financing offers from 75+ lenders through one application.
Access fast working capital through Lendzi’s short-term and MCA partners when you need capital in 24–48 hours.
Match with equipment lending partners for machinery, vehicle, and technology financing with asset-backed terms.
Connect with SBA-approved lender partners for government-backed rates and long repayment terms.
For businesses with variable income that need flexible repayment, Lendzi matches you with revenue-based financing partners.
With a $3,500 minimum, Lendzi can serve micro-businesses and sole proprietors that most marketplace lenders can’t reach.
All product types are accessible through one Lendzi application. Your dedicated funding advisor guides you through the comparison and selection process.
Lump-sum loans from Lendzi’s term loan partners. Fixed repayment schedules. Rates and terms vary by partner and profile.
Matched to SBA-approved lender partners for government-backed financing at SBA-capped rates with long terms.
Revolving credit from line-of-credit partners. Pay only for what you draw.
For fast capital needs with flexible repayment. Factor rate pricing. Best when other options aren’t available.
Complete Lendzi’s online form in minutes with basic business information. Soft credit pull — no score impact.
Lendzi’s platform evaluates your profile against 75+ partner lenders and surfaces relevant matches. Your dedicated funding advisor contacts you to review options.
Work with your Lendzi funding advisor to compare matched offers. They explain rates, terms, total costs, and repayment structures across products and lenders.
Choose your preferred offer and apply with the lender partner. Funding timeline depends on product: 24 hours for MCAs to 90 days for SBA loans.
|
Lendzi
|
Fundivi
|
Fora Financial
|
OnDeck
|
Credibly
|
Kapitus
|
|
|---|---|---|---|---|---|---|
| Eligibility | ||||||
| Loan Amount | $10K – $4M | $10K – $5M | $5K – $1.5M | $5K – $400K | $5K – $600K | $10K – $5M |
| Time in Business | 6+ Months | 9+ Months | 6+ Months | 12+ Months | 6+ Months | 12+ Months |
| Monthly Revenue | $10K+ | $30K+ | $12K+ | $8,333+ | $15K+ | $21K+ |
| Min. Credit Score | 500 | None | 500 | 625+ | 500+ | 600+ |
| Loan Details | ||||||
| Funding Speed | 24–72 Hours | Same Day | 72 Hours | Same Day | 24 Hours | 24–48 Hours |
| Approval | — | Within 3 Hours | — | — | 4 Hours | — |
| Rating | ||||||
| Rating | ||||||
| BBB Rating | A+ | A- | A+ | A+ | A+ | N/A |
| Apply Now | Apply | Apply | Apply | Apply | Apply | |
No. Lendzi is a lending marketplace that connects borrowers to a network of 75+ vetted lender partners. It does not originate or fund loans directly. Rates and terms are set by the individual partner lenders you are matched with.
Yes. Lendzi charges borrowers nothing at any stage — no application fees, platform fees, or charges if you don’t accept any offer. Lendzi earns referral commissions from its lender partners.
Lendzi accepts credit scores as low as 560 for initial prequalification. Individual lender partners within the network set their own minimum requirements, which vary by loan type.
Lendzi’s product range runs from $3,500 to $400,000 through its direct partner matching. This is a narrower range than Lendio ($5M+) or Fundwell ($40M) but serves micro-businesses and SMBs effectively.
Funding speed depends on the partner lender and product type. MCAs and short-term loans can fund in 24 hours. SBA loans follow standard government timelines of 30–90 days. Lendzi facilitates the matching; the partner lender controls the timeline.
Yes. Lendzi is a legitimate lending marketplace headquartered in New York, founded in 2021, operating in all 50 states with 75+ vetted lending partners. It has consistent 4–5 star Trustpilot reviews. BLIQ has independently verified Lendzi as an active, operating lending marketplace.
Lendzi is a well-positioned modern lending marketplace that, despite being founded in 2021, has matched or exceeded older platforms on network size (75+ partners), product breadth (6 types), and advisor quality. The $3,500 minimum, 560+ credit score, free service, and consistent Trustpilot reviews make it a legitimate first stop for small business owners comparing loan options.
Its $400,000 maximum is lower than Lendio or Fundwell — businesses needing $1M+ should look at those platforms instead. But for the $3,500–$400,000 range across MCAs, revenue-based financing, lines of credit, term loans, equipment, and SBA loans with a dedicated advisor, Lendzi offers a clean, focused alternative to older and larger marketplaces.
Visit LendziShare your Lendzi experience. All submissions are moderated before publishing.